{"id":10603,"date":"2021-05-12T14:10:24","date_gmt":"2021-05-12T14:10:24","guid":{"rendered":"https:\/\/chenoafund.org\/?p=10603"},"modified":"2026-03-24T14:17:01","modified_gmt":"2026-03-24T14:17:01","slug":"helping-native-americans-become-first-time-homebuyers-with-the-kani-urban-indian-housing-initiative","status":"publish","type":"post","link":"https:\/\/chenoafund.org\/helping-native-americans-become-first-time-homebuyers-with-the-kani-urban-indian-housing-initiative\/","title":{"rendered":"Helping Native Americans Buy Their First Home"},"content":{"rendered":"[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; row_position_desktop=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; flex_gap_desktop=&#8221;10px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]\n<h1><strong>Helping Native Americans Buy Their First Home<\/strong><\/h1>\n<!-- \/wp:post-content -->\n<!-- wp:spacer {\"height\":26} \/-->\n<!-- wp:paragraph {\"textColor\":\"black\",\"fontSize\":\"normal\"} -->\n<p class=\"has-black-color has-text-color has-normal-font-size\">CBC Mortgage Agency is excited to help make an impact in our Native American community when it comes to providing assistance for first-time homebuyers in a highly competitive market. Our goal is to increase homeownership through the <strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">Kani Urban Indian Housing Initiative<\/span>,<\/strong> an outreach program that focuses on providing down payment assistance to urban Indians wanting to transition from renting to homeownership.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:spacer {\"height\":26} -->\n<div class=\"wp-block-spacer\" style=\"height: 26px;\" aria-hidden=\"true\">&nbsp;<\/div>\n<!-- \/wp:spacer -->\n<!-- wp:paragraph {\"textColor\":\"black\",\"fontSize\":\"normal\"} -->\n<p class=\"has-black-color has-text-color has-normal-font-size\">The Kani Urban Housing Initiative\u2019s mission is to provide educational resources and financial assistance to urban-dwelling American Indian and Alaska Native peoples in order to help increase access to homeownership within their communities. This mission is in line with CBC Mortgage Agency\u2019s program, <strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">Chenoa Fund<\/span><\/strong>, which provides down payment assistance to those that are challenged with making the transition to owning a home.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:spacer {\"height\":26} -->\n<div class=\"wp-block-spacer\" style=\"height: 26px;\" aria-hidden=\"true\">&nbsp;<\/div>\n<!-- \/wp:spacer -->\n<!-- wp:paragraph {\"textColor\":\"black\",\"fontSize\":\"normal\"} -->\n<p class=\"has-black-color has-text-color has-normal-font-size\">Did you know that the urban Indian community currently spends more money proportionately on rent than non-Indian renters? Additionally, 78% of all American Indians and Alaska Natives live off the reservation, with over 70% living in urban areas. The Kani Initiative, combined with the Chenoa Fund down payment assistance program, aims to increase homeownership within this community. We understand the unique challenges the native community faces in becoming homeowners and we aim to bring financial solutions to help them overcome their obstacles and successfully transition into sustainable homeownership.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:spacer {\"height\":26} -->\n<div class=\"wp-block-spacer\" style=\"height: 26px;\" aria-hidden=\"true\">&nbsp;<\/div>\n<!-- \/wp:spacer -->\n<!-- wp:image {\"id\":10606,\"sizeSlug\":\"large\",\"linkDestination\":\"custom\"} -->\n<figure class=\"wp-block-image size-large\"><a href=\"www.chenoafund.org\"><img data-recalc-dims=\"1\" height=\"538\" width=\"1024\" decoding=\"async\" class=\"wp-image-10606\" src=\"https:\/\/i0.wp.com\/chenoafund.org\/wp-content\/uploads\/2021\/05\/blog-image-2.jpg?resize=1024%2C538&#038;ssl=1\" alt=\"blog image 2\" data-pin-description=\"blog image 2\"><\/a><\/figure>\n<!-- \/wp:image -->\n<!-- wp:spacer {\"height\":26} -->\n<div class=\"wp-block-spacer\" style=\"height: 26px;\" aria-hidden=\"true\">&nbsp;<\/div>\n<!-- \/wp:spacer -->\n<!-- wp:paragraph {\"textColor\":\"black\"} -->\n<p class=\"has-black-color has-text-color\">Through the <strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">Kani Initiative<\/span><\/strong>, creditworthy urban Indians have an opportunity to turn the dream of homeownership into a reality. CBC Mortgage Agency\u2019s Chenoa Fund down payment assistance program may be able to provide financial resources to help families secure sustainable housing and build family memories that will last for generations.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:spacer {\"height\":26} -->\n<div class=\"wp-block-spacer\" style=\"height: 26px;\" aria-hidden=\"true\">&nbsp;<\/div>\n<!-- \/wp:spacer -->\n<!-- wp:paragraph {\"textColor\":\"black\"} -->\n<p class=\"has-black-color has-text-color\">Visit <strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">www.chenoafund.org<\/span><\/strong> to learn how CBC Mortgage Agency\u2019s Chenoa Fund may be able to help Native Americans become homeowners with the right down payment assistance to make owning a home achievable and affordable.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:spacer {\"height\":26} -->\n<div class=\"wp-block-spacer\" style=\"height: 26px;\" aria-hidden=\"true\">&nbsp;<\/div>\n<!-- \/wp:spacer -->\n<!-- wp:gutentor\/e6 {\"gID\":\"g6fdc1f\",\"e6Img\":{\"id\":10538,\"sizes\":{\"thumbnail\":{\"height\":150,\"width\":150,\"url\":\"https:\/\/chenoafund.org\/wp-content\/uploads\/2021\/04\/equal-housing-opportunity-logo-1200w-2-150x150.jpg\",\"orientation\":\"landscape\"},\"medium\":{\"height\":300,\"width\":280,\"url\":\"https:\/\/chenoafund.org\/wp-content\/uploads\/2021\/04\/equal-housing-opportunity-logo-1200w-2-280x300.jpg\",\"orientation\":\"portrait\"},\"large\":{\"height\":562,\"width\":525,\"url\":\"https:\/\/chenoafund.org\/wp-content\/uploads\/2021\/04\/equal-housing-opportunity-logo-1200w-2-957x1024.jpg\",\"orientation\":\"portrait\"},\"full\":{\"url\":\"https:\/\/chenoafund.org\/wp-content\/uploads\/2021\/04\/equal-housing-opportunity-logo-1200w-2-e1619712320263.jpg\",\"height\":107,\"width\":100,\"orientation\":\"portrait\"}},\"url\":\"https:\/\/chenoafund.org\/wp-content\/uploads\/2021\/04\/equal-housing-opportunity-logo-1200w-2-e1619712320263.jpg\",\"alt\":\"\"}} -->\n<div id=\"section-g6fdc1f\" class=\"wp-block-gutentor-e6 section-g6fdc1f gutentor-element gutentor-element-image\">\n<div class=\"gutentor-element-image-box\">\n<div class=\"gutentor-image-thumb\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"normal-image\" src=\"https:\/\/i0.wp.com\/chenoafund.org\/wp-content\/uploads\/2021\/04\/equal-housing-opportunity-logo-1200w-2-e1619712320263.jpg?w=1080&#038;ssl=1\" alt=\"equal housing opportunity logo 1200w 2 e1619712320263\" data-pin-description=\"equal housing opportunity logo 1200w 2 e1619712320263\"><\/div>\n<\/div>\n<\/div>\n<!-- \/wp:gutentor\/e6 -->\n<!-- wp:spacer {\"height\":26} -->\n<div class=\"wp-block-spacer\" style=\"height: 26px;\" aria-hidden=\"true\">&nbsp;<\/div>\n<!-- \/wp:spacer -->\n<!-- wp:paragraph {\"textColor\":\"black\"} -->\n<p class=\"has-black-color has-text-color\">CBC Mortgage Agency &#8211; NMLS 1186381<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph {\"textColor\":\"black\"} -->\n<p class=\"has-black-color has-text-color\">For licensing information, go to www.nmlsconsumeraccess.org.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph {\"textColor\":\"black\"} -->\n<p class=\"has-black-color has-text-color\">Illinois Residential Mortgage License #MB.6761292. Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 &#8211; 1-888-473-4858<\/p>\n<!-- \/wp:paragraph -->\n<p>&nbsp;<\/p>\n[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; row_position_desktop=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; flex_gap_desktop=&#8221;10px&#8221;&#8230;<\/p>\n","protected":false},"author":4,"featured_media":10605,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[36],"tags":[42,54,55,58,164,154,165,166,167,168],"class_list":{"0":"post-10603","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-chenoa-talk-homebuyer","8":"tag-chenoa-fund","9":"tag-down-payment-assistance","10":"tag-down-payment-assistance-program","11":"tag-homebuyers","12":"tag-kani","13":"tag-kani-urban-indian-housing","14":"tag-kani-urban-indian-housing-initiative","15":"tag-native-american","16":"tag-native-american-community","17":"tag-urban-indian-community"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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