{"id":6364,"date":"2023-09-06T18:13:52","date_gmt":"2023-09-06T18:13:52","guid":{"rendered":"https:\/\/chenoafund.org\/?p=6364"},"modified":"2024-10-13T05:55:09","modified_gmt":"2024-10-13T05:55:09","slug":"how-to-help-rural-borrowers-overcome-homeownership-hurdles","status":"publish","type":"post","link":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/","title":{"rendered":"How to Help Rural Borrowers Overcome Homeownership Hurdles"},"content":{"rendered":"<p>Smart lenders are always looking beyond traditional financing solutions to find new ways to serve homebuyers. But right now, one of the biggest challenges buyers face is affordability.<\/p>\n<p>In fact, between rising home prices and soaring interest rates, it\u2019s been a long time since low- and moderate-income families faced so much difficulty trying to buy a home. Borrowers in smaller, out-of-the-way markets haven\u2019t been spared, either. Thanks to pandemic migration and the increase in remote work, even rural communities are facing tight inventory and high housing costs.<\/p>\n<p>Fortunately, there is a fantastic tool you can use to assist these borrowers and expand your business:\u00a0<a href=\"https:\/\/chenoafund.org\/lender\/providing-down-payment-assistance-on-fha-and-conventional-loans\/\">USDA loans<\/a>. There may be no better time to embrace them, either\u2014and\u00a0<a href=\"https:\/\/chenoafund.org\/\">CBC Mortgage Agency<\/a>\u00a0can help.<\/p>\n<h2 class=\"has-text-color has-large-font-size\"><strong>A Catalyst for Growth\u00a0<\/strong><\/h2>\n<p>While historically underutilized, USDA loans have become a source of strength for homebuyers in smaller markets and an indispensable tool for growth for lenders struggling to generate new business. But first, let\u2019s clear up some misconceptions about them, shall we?<\/p>\n<p>USDA loans are not loans for farmers\u2014the USDA has a separate loan program for them. Rather, USDA loans were created specifically to provide low- and moderate-income borrowers with 100% financing to buy single-family homes in rural markets, with the goal of building stronger communities.<\/p>\n<p>If your organization has limited experience with USDA loans, you may be unaware just how many areas qualify for USDA financing. Basically, USDA loans can be used anywhere that is outside of a major metropolitan area and has 35,000 or fewer residents\u2014yet many areas one might consider suburbs also qualify.<\/p>\n<p>More borrowers could qualify for USDA loans than you might realize, too. The USDA has a very generous take on its \u201cmoderate income\u201d requirements, as borrowers can earn up to 115% of an area\u2019s median income and still be approved.<\/p>\n<h2 class=\"has-text-color has-large-font-size\"><strong>Overcoming USDA Hurdles<\/strong><\/h2>\n<p>Successfully selling, originating, and underwriting USDA loans is not without its twists and turns. There are specific guidelines involving the borrower and the property that must be met. For example, the home must be the borrower\u2019s primary residence, be structurally sound, and have working heating, cooling, plumbing and electrical systems. There are other limitations, too\u2014for instance, in-ground pools aren\u2019t allowed.<\/p>\n<p>The USDA doesn\u2019t underwrite loans, but instead relies on lenders to make sound underwriting decisions and ensure every loan is manufactured responsibility. That usually means lenders need to be approved to sell USDA loans, but the process of getting direct approval from the USDA is neither fast nor easy.<\/p>\n<p>There is, however, a way to bypass the extensive approval process. You could work with a secondary market partner that already has USDA approval. And if you\u2019re starting to think about finding such a partner, look no further.<\/p>\n<h2 class=\"has-text-color has-large-font-size\"><strong>Start Helping Borrowers Today<\/strong><\/h2>\n<p>Earlier this year, CBC Mortgage Agency got approval from the USDA to provide\u00a0<a href=\"https:\/\/chenoafund.org\/lender\/providing-down-payment-assistance-on-fha-and-conventional-loans\/\">USDA loans<\/a>\u2014which means our correspondent lending partners can deliver this product to CBC Mortgage Agency. In addition to providing USDA loans, CBC Mortgage Agency continues to provide down payment assistance under the FHA that enables borrowers to achieve homeownership with little or no down payment.<\/p>\n<p>Our correspondent partners now have access to one more powerful resource to better serve a wider range of borrowers in rural and semi-rural areas. This opportunity transcends mere numbers\u2014it&#8217;s a chance to help more deserving families, one home at a time.<\/p>\n<p>To find out more, give us a call at 866-563-3507 or email us at\u00a0<a href=\"mailto:info@chenoafund.org\" target=\"_blank\" rel=\"noreferrer noopener\">info@chenoafund.org<\/a>\u00a0to learn more about our\u00a0<a href=\"https:\/\/chenoafund.org\/lender\/providing-down-payment-assistance-on-fha-and-conventional-loans\/\">USDA 30 program<\/a>\u00a0and guidelines.<\/p>\n<p class=\"has-text-color\"><strong>CBC Mortgage Agency \u2013 NMLS 1186381<\/strong><\/p>\n<p>For licensing information, go to\u00a0<a href=\"http:\/\/www.nmlsconsumeraccess.org\/\">www.nmlsconsumeraccess.org<\/a>.<\/p>\n<p>Illinois Residential Mortgage License #MB.6761292. Illinois Department of Financial and Professional Regulation, Division of Banking, 555 W. Monroe St., Suite 500, Chicago, IL 60661\u00a0\u2013 1-888-473-4858. This information is provided by CBC Mortgage Agency and intended for real estate and mortgage professionals only. It is not intended for public use or distribution. Terms and conditions of programs and guidelines are subject to change at any time without notice. This is not a commitment to lend. Equal housing opportunity.<\/p>\n<p><a href=\"https:\/\/chenoafund.org\/homebuyers-tips-when-and-why-to-hire-a-locksmith\/\"><span data-sheets-root=\"1\">Browse related content<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Smart lenders are always looking beyond traditional financing solutions to find new ways to serve homebuyers. But right now, one of the biggest challenges buyers&#8230;<\/p>\n","protected":false},"author":4,"featured_media":6365,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[37],"tags":[41,42,49,92,45,50,46],"class_list":{"0":"post-6364","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-chenoa-talk","8":"tag-cbc-mortgage-agency","9":"tag-chenoa-fund","10":"tag-homeownership-hurdles","11":"tag-rural-borrowers","12":"tag-usda","13":"tag-usda-hurdles","14":"tag-usda-loans"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Help Rural Borrowers Overcome Homeownership Hurdles - CBC Mortgage Agency<\/title>\n<meta name=\"description\" content=\"Get to know how to help rural borrowers overcome homeownership hurdles with CBC Mortgage Agency&#039;s USDA loans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Help Rural Borrowers Overcome Homeownership Hurdles - CBC Mortgage Agency\" \/>\n<meta property=\"og:description\" content=\"Get to know how to help rural borrowers overcome homeownership hurdles with CBC Mortgage Agency&#039;s USDA loans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/\" \/>\n<meta property=\"og:site_name\" content=\"CBC Mortgage Agency\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ChenoaFundOfficial\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-06T18:13:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-13T05:55:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/chenoafund.org\/wp-content\/uploads\/2023\/09\/Homeownership-Hurdles.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1919\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"James Bethe\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Chenoa_Fund\" \/>\n<meta name=\"twitter:site\" content=\"@Chenoa_Fund\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"James Bethe\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/\"},\"author\":{\"name\":\"James Bethe\",\"@id\":\"https:\\\/\\\/chenoafund.org\\\/#\\\/schema\\\/person\\\/299cfb8c03905ace40291040893ccc4b\"},\"headline\":\"How to Help Rural Borrowers Overcome Homeownership Hurdles\",\"datePublished\":\"2023-09-06T18:13:52+00:00\",\"dateModified\":\"2024-10-13T05:55:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/\"},\"wordCount\":690,\"publisher\":{\"@id\":\"https:\\\/\\\/chenoafund.org\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/chenoafund.org\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Homeownership-Hurdles.webp?fit=1919%2C768&ssl=1\",\"keywords\":[\"CBC Mortgage Agency\",\"Chenoa Fund\",\"homeownership hurdles\",\"rural borrowers\",\"usda\",\"USDA Hurdles\",\"usda loans\"],\"articleSection\":[\"Chenoa Talk\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/\",\"url\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/\",\"name\":\"How to Help Rural Borrowers Overcome Homeownership Hurdles - CBC Mortgage Agency\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/chenoafund.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/chenoafund.org\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Homeownership-Hurdles.webp?fit=1919%2C768&ssl=1\",\"datePublished\":\"2023-09-06T18:13:52+00:00\",\"dateModified\":\"2024-10-13T05:55:09+00:00\",\"description\":\"Get to know how to help rural borrowers overcome homeownership hurdles with CBC Mortgage Agency's USDA loans.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/chenoafund.org\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Homeownership-Hurdles.webp?fit=1919%2C768&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/chenoafund.org\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Homeownership-Hurdles.webp?fit=1919%2C768&ssl=1\",\"width\":1919,\"height\":768},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/chenoafund.org\\\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/chenoafund.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to Help Rural Borrowers Overcome Homeownership Hurdles\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/chenoafund.org\\\/#website\",\"url\":\"https:\\\/\\\/chenoafund.org\\\/\",\"name\":\"Chenoa Fund\",\"description\":\"A down payment assistance program.\",\"publisher\":{\"@id\":\"https:\\\/\\\/chenoafund.org\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/chenoafund.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/chenoafund.org\\\/#organization\",\"name\":\"Chenoa Fund\",\"url\":\"https:\\\/\\\/chenoafund.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/chenoafund.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/chenoafund.org\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Logo.jpg?fit=500%2C500&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/chenoafund.org\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Logo.jpg?fit=500%2C500&ssl=1\",\"width\":500,\"height\":500,\"caption\":\"Chenoa Fund\"},\"image\":{\"@id\":\"https:\\\/\\\/chenoafund.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/ChenoaFundOfficial\",\"https:\\\/\\\/x.com\\\/Chenoa_Fund\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/cbc-mortgage-agency\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCjSqN9lHVbBrdn7u9tpPTDA\",\"https:\\\/\\\/www.instagram.com\\\/chenoafundofficial\\\/\",\"https:\\\/\\\/www.tiktok.com\\\/@chenoafund\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/chenoafund.org\\\/#\\\/schema\\\/person\\\/299cfb8c03905ace40291040893ccc4b\",\"name\":\"James Bethe\",\"url\":\"https:\\\/\\\/chenoafund.org\\\/author\\\/jamesbethe\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to Help Rural Borrowers Overcome Homeownership Hurdles - CBC Mortgage Agency","description":"Get to know how to help rural borrowers overcome homeownership hurdles with CBC Mortgage Agency's USDA loans.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/","og_locale":"en_US","og_type":"article","og_title":"How to Help Rural Borrowers Overcome Homeownership Hurdles - CBC Mortgage Agency","og_description":"Get to know how to help rural borrowers overcome homeownership hurdles with CBC Mortgage Agency's USDA loans.","og_url":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/","og_site_name":"CBC Mortgage Agency","article_publisher":"https:\/\/www.facebook.com\/ChenoaFundOfficial","article_published_time":"2023-09-06T18:13:52+00:00","article_modified_time":"2024-10-13T05:55:09+00:00","og_image":[{"width":1919,"height":768,"url":"https:\/\/chenoafund.org\/wp-content\/uploads\/2023\/09\/Homeownership-Hurdles.webp","type":"image\/webp"}],"author":"James Bethe","twitter_card":"summary_large_image","twitter_creator":"@Chenoa_Fund","twitter_site":"@Chenoa_Fund","twitter_misc":{"Written by":"James Bethe","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/#article","isPartOf":{"@id":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/"},"author":{"name":"James Bethe","@id":"https:\/\/chenoafund.org\/#\/schema\/person\/299cfb8c03905ace40291040893ccc4b"},"headline":"How to Help Rural Borrowers Overcome Homeownership Hurdles","datePublished":"2023-09-06T18:13:52+00:00","dateModified":"2024-10-13T05:55:09+00:00","mainEntityOfPage":{"@id":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/"},"wordCount":690,"publisher":{"@id":"https:\/\/chenoafund.org\/#organization"},"image":{"@id":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/chenoafund.org\/wp-content\/uploads\/2023\/09\/Homeownership-Hurdles.webp?fit=1919%2C768&ssl=1","keywords":["CBC Mortgage Agency","Chenoa Fund","homeownership hurdles","rural borrowers","usda","USDA Hurdles","usda loans"],"articleSection":["Chenoa Talk"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/","url":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/","name":"How to Help Rural Borrowers Overcome Homeownership Hurdles - CBC Mortgage Agency","isPartOf":{"@id":"https:\/\/chenoafund.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/#primaryimage"},"image":{"@id":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/chenoafund.org\/wp-content\/uploads\/2023\/09\/Homeownership-Hurdles.webp?fit=1919%2C768&ssl=1","datePublished":"2023-09-06T18:13:52+00:00","dateModified":"2024-10-13T05:55:09+00:00","description":"Get to know how to help rural borrowers overcome homeownership hurdles with CBC Mortgage Agency's USDA loans.","breadcrumb":{"@id":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/#primaryimage","url":"https:\/\/i0.wp.com\/chenoafund.org\/wp-content\/uploads\/2023\/09\/Homeownership-Hurdles.webp?fit=1919%2C768&ssl=1","contentUrl":"https:\/\/i0.wp.com\/chenoafund.org\/wp-content\/uploads\/2023\/09\/Homeownership-Hurdles.webp?fit=1919%2C768&ssl=1","width":1919,"height":768},{"@type":"BreadcrumbList","@id":"https:\/\/chenoafund.org\/how-to-help-rural-borrowers-overcome-homeownership-hurdles\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/chenoafund.org\/"},{"@type":"ListItem","position":2,"name":"How to Help Rural Borrowers Overcome Homeownership Hurdles"}]},{"@type":"WebSite","@id":"https:\/\/chenoafund.org\/#website","url":"https:\/\/chenoafund.org\/","name":"Chenoa Fund","description":"A down payment assistance program.","publisher":{"@id":"https:\/\/chenoafund.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/chenoafund.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/chenoafund.org\/#organization","name":"Chenoa Fund","url":"https:\/\/chenoafund.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/chenoafund.org\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/chenoafund.org\/wp-content\/uploads\/2023\/09\/Logo.jpg?fit=500%2C500&ssl=1","contentUrl":"https:\/\/i0.wp.com\/chenoafund.org\/wp-content\/uploads\/2023\/09\/Logo.jpg?fit=500%2C500&ssl=1","width":500,"height":500,"caption":"Chenoa Fund"},"image":{"@id":"https:\/\/chenoafund.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ChenoaFundOfficial","https:\/\/x.com\/Chenoa_Fund","https:\/\/www.linkedin.com\/company\/cbc-mortgage-agency","https:\/\/www.youtube.com\/channel\/UCjSqN9lHVbBrdn7u9tpPTDA","https:\/\/www.instagram.com\/chenoafundofficial\/","https:\/\/www.tiktok.com\/@chenoafund"]},{"@type":"Person","@id":"https:\/\/chenoafund.org\/#\/schema\/person\/299cfb8c03905ace40291040893ccc4b","name":"James Bethe","url":"https:\/\/chenoafund.org\/author\/jamesbethe\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/chenoafund.org\/wp-content\/uploads\/2023\/09\/Homeownership-Hurdles.webp?fit=1919%2C768&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/chenoafund.org\/wp-json\/wp\/v2\/posts\/6364","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chenoafund.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chenoafund.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chenoafund.org\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/chenoafund.org\/wp-json\/wp\/v2\/comments?post=6364"}],"version-history":[{"count":0,"href":"https:\/\/chenoafund.org\/wp-json\/wp\/v2\/posts\/6364\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chenoafund.org\/wp-json\/wp\/v2\/media\/6365"}],"wp:attachment":[{"href":"https:\/\/chenoafund.org\/wp-json\/wp\/v2\/media?parent=6364"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chenoafund.org\/wp-json\/wp\/v2\/categories?post=6364"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chenoafund.org\/wp-json\/wp\/v2\/tags?post=6364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}