{"id":6797,"date":"2019-11-04T15:47:49","date_gmt":"2019-11-04T15:47:49","guid":{"rendered":"https:\/\/chenoafund.org\/?p=6797"},"modified":"2024-06-21T12:01:28","modified_gmt":"2024-06-21T12:01:28","slug":"november-26-2019-chenoa-fund-correspondent-newsletter","status":"publish","type":"post","link":"https:\/\/chenoafund.org\/november-26-2019-chenoa-fund-correspondent-newsletter\/","title":{"rendered":"November 26, 2019: Chenoa Fund Correspondent Newsletter"},"content":{"rendered":"<h4>Introduction to Newsletter<\/h4>\n<p>This is the first of what we are planning to be a weekly newsletter. In the newsletter we seek to provide you with important information about the Chenoa Fund in the form of:<\/p>\n<ul>\n<li>Program changes and updates<\/li>\n<li>Announcements<\/li>\n<li>Training updates, webinars, and more<\/li>\n<li>Marketing resources you can use with borrowers and realtors<\/li>\n<li>Answers to questions<\/li>\n<li>News About Chenoa Fund<\/li>\n<li>And more\u2026.<\/li>\n<\/ul>\n<h4><\/h4>\n<h4>Chenoa Fund Releases Revised Program Guidelines 8.0<\/h4>\n<p>Chenoa Fund released and posted to their website on November 15, 2019 under Program Guidelines the following:<\/p>\n<ul>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/program-guidelines\/\">CBCMA Correspondent Lending Guide Version 8.0<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/product-matrix\/\">CBCMA Product Matrix 8.0<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/manufactured-housing-guidelines\/\">CBCMA Manufactured Housing Guidelines 8.0<\/a><\/li>\n<\/ul>\n<p>All previous guidelines can be found under <a href=\"https:\/\/chenoafund.org\/lender\/archive-program-guidelines\/\">Archive: Program Guidelines<\/a>.<\/p>\n<p>The new CBC Mortgage Agency Correspondent Lending Guide (CLG) has been dramatically overhauled since the previous version, 6.5. This improved CLG should provide lenders and other interested partners with greater ease while navigating through the document. Changes include reordering information, improving overall clarity based on feedback, consistently applying formatting, and placing related policies closer together.<\/p>\n<h2><\/h2>\n<h4><strong>New Mortgage Industry Report Seriously Challenges Down Payment Assistance Stigma of \u201cHigh-Rates of Delinquency\u201d<\/strong><\/h4>\n<p>Over the last several years reports have surfaced stating that down-payment assistance exhibit \u201chigh rates of delinquency\u201d as in the 2018 Department of Housing and Urban Development\u2019s (HUD) report to Congress<sup>1<\/sup>,<\/p>\n<p>\u201cMortgages with DPA generally exhibit higher rates of delinquency and default, and those with such assistance financed by self-identified governmental entities have higher rates of default than those with other forms of DPA.\u201d<\/p>\n<p><a href=\"https:\/\/chenoafund.org\/new-mortgage-industry-report-seriously-challenges-down-payment-assistance-stigma-of-high-rates-of-delinquency\/\">Continue reading&#8230;<\/a><\/p>\n<h2><\/h2>\n<h4>As Seen in the Chrisman Report<\/h4>\n<p>Over the past month, Chenoa Fund has published a series of posts in the Chrisman Report. You can read the full series on the Chenoa Fund blog in the article: \u201c<a href=\"https:\/\/chenoafund.org\/as-seen-in-the-chrisman-report\/\">As Seen in the Chrisman Report<\/a>.\u201d The most recent post is Monday, October 17.<\/p>\n<p>DPA Does Not Contribute to Higher Defaults. A recent Harvard working paper prepared for the Center for Household Financial Stability at the Federal Reserve Bank of St. Louis by Michael Stegman, et al., using extensive data from 46,000 loans originated principally between 1995-2005 with high LTV (median 97%), found that the receipt of DPA appears to be unrelated to default risk, when controlling for other risk factors, such as credit score, DTI, and even race. Referencing HUD\u2019s descriptive use of data in its 2018 report to Congress, where HUD concluded that government DPA is associated with higher risk of default, the paper stated that, \u201cIn contrast to [HUD\u2019s] descriptive analyses, our multivariate analysis indicates that the receipt of DPA is not significantly associated with default risk.\u201d CBC Mortgage Agency agrees with the working paper\u2019s admonition that in setting guidelines around DPA, policy makers should take care not to close off opportunities to aspiring minority home buyers. <a href=\"https:\/\/chenoafund.org\/as-seen-in-the-chrisman-report\/\">Continue\u2026.<\/a><\/p>\n<h2><\/h2>\n<h4>Marketing Resource #1: Infographic and Blog Article<\/h4>\n<p>This week we are introducing a blog article and infographic that you can use in your communications with borrowers such as website, newsletter, email, blog, and social media. The PDF provides four versions to choose from. Each version provides you the ability to enter your personal information.<\/p>\n<p><a href=\"https:\/\/chenoafund.org\/debunking-homebuyer-down-payment-myths\/\">See posted article in Chenoa Blog<\/a><\/p>\n<p>The title of the article and PDF are: <strong>Debunking Homebuyer Down-Payment Myths.<\/strong><\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" class=\"alignnone wp-image-7817 lazyautosizes lazyloaded\" src=\"https:\/\/i0.wp.com\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Debunking_Homebuyer_Down-Payment_Myths_1019.png?resize=368%2C459&#038;ssl=1\" sizes=\"368px\" srcset=\"https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Debunking_Homebuyer_Down-Payment_Myths_1019.png?lossy=1&amp;quality=90&amp;resize=368%2C459&amp;ssl=1 368w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Debunking_Homebuyer_Down-Payment_Myths_1019-240x300.png?lossy=1&amp;quality=90&amp;ssl=1 240w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Debunking_Homebuyer_Down-Payment_Myths_1019.png?lossy=1&amp;quality=90&amp;ssl=1 411w\" alt=\"Debunking Homebuyer Down Payment Myths 1019\" width=\"368\" height=\"459\" data-pin-description=\"Debunking Homebuyer Down Payment Myths 1019\" data-src=\"https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Debunking_Homebuyer_Down-Payment_Myths_1019.png?lossy=1&amp;quality=90&amp;resize=368%2C459&amp;ssl=1\" data-srcset=\"https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Debunking_Homebuyer_Down-Payment_Myths_1019.png?lossy=1&amp;quality=90&amp;resize=368%2C459&amp;ssl=1 368w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Debunking_Homebuyer_Down-Payment_Myths_1019-240x300.png?lossy=1&amp;quality=90&amp;ssl=1 240w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Debunking_Homebuyer_Down-Payment_Myths_1019.png?lossy=1&amp;quality=90&amp;ssl=1 411w\" data-sizes=\"auto\" data-eio-rwidth=\"368\" data-eio-rheight=\"459\" \/><\/p>\n<p>Go to Lenders webpage: <a href=\"https:\/\/chenoafund.org\/lender\/marketing-resources\/\">Marketing Resources<\/a><\/p>\n<p>Download from the following sections:<\/p>\n<ol>\n<li>\u00a0Infographic from: HOMEBUYER INFOGRAPHICS (LENDER)<\/li>\n<li>Article: ARTICLES FOR BLOGS AND NEWSLETTERS (LENDERS)<\/li>\n<\/ol>\n<h4>Marketing Resources Have Four Versions<\/h4>\n<p>Chenoa Fund has created a variety of high quality marketing materials you can use for creating interest in CBC Mortgage Agency (CBCMA) products\/programs. The resources include:<\/p>\n<p>1. Chenoa Fund Program Flyers (Lenders)<br \/>\n2. Chenoa Fund Program Flyers (Lenders &amp; Realtors)<br \/>\n3. DPA Flyer (No Contact Fields)<br \/>\n4. DPA Flyer (No Contact Fields) (Spanish)<br \/>\n5. DPA Postcards 6\u201d X 4\u201d (No Contact Fields)<br \/>\n6. DPA Postcards 6\u201d X 4\u201d (No Contact Fields) (Spanish)<br \/>\n7. DPA Postcards 11\u201d X 6\u201d (Lenders)<br \/>\n8. DPA Postcards 11\u201d X 6\u201d (Lenders &amp; Realtors)<br \/>\n9. DPA Postcards 11\u201d X 6\u201d (No Contact Fields)<br \/>\n10. DPA Postcards 11\u201d X 6\u201d (No Contact Fields) (Spanish)<br \/>\n11. DPA Promotion Flyers (Lenders)<br \/>\n12. DPA Promotion Flyers (Lenders &amp; Realtors)<br \/>\n13. DPA Door Hangers (Lenders)<br \/>\n14. DPA Door Hangers (Lenders &amp; Realtors)<br \/>\n15. Homebuyer Infographics (Lenders)<br \/>\n16. Homebuyer Infographics (PNG Version for Social Sharing)<br \/>\n17. DPA Seminar and Lunch-N-Learn Flyers (Lenders)<br \/>\n18. DPA Seminar and Lunch-N-Learn Door Hangers (Lenders)<br \/>\n19. Chenoa Fund Homebuyer Videos (Lenders)<br \/>\n20. Chenoa Fund Social Media Guidelines for Lenders<br \/>\n21. Articles for Blogs and Newsletters (Lenders)<br \/>\n22. Sign Riders (English)<br \/>\n23. Sign Riders (Spanish)<\/p>\n<p>Each PDF for Lenders has four versions that provide you space for enter your contact information. Information includes:<\/p>\n<ul>\n<li>Lending Partner<\/li>\n<li>NMLS<\/li>\n<li>Branch Location<\/li>\n<li>Loan Officer<\/li>\n<li>Phone<\/li>\n<li>Email<\/li>\n<\/ul>\n<p><strong>Example 1<\/strong><\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" class=\"alignnone wp-image-7828 lazyautosizes ls-is-cached lazyloaded\" src=\"https:\/\/i0.wp.com\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1.jpg?resize=646%2C324&#038;ssl=1\" sizes=\"646px\" srcset=\"https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1.jpg?lossy=1&amp;quality=90&amp;resize=646%2C324&amp;ssl=1 646w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1-300x151.jpg?lossy=1&amp;quality=90&amp;ssl=1 300w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1.jpg?lossy=1&amp;quality=90&amp;ssl=1 537w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1.jpg?lossy=1&amp;quality=90&amp;zoom=0.2&amp;resize=646%2C324&amp;ssl=1 129w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1.jpg?lossy=1&amp;quality=90&amp;zoom=0.6&amp;resize=646%2C324&amp;ssl=1 387w\" alt=\"Form 1\" width=\"646\" height=\"324\" data-pin-description=\"Form 1\" data-src=\"https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1.jpg?lossy=1&amp;quality=90&amp;resize=646%2C324&amp;ssl=1\" data-srcset=\"https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1.jpg?lossy=1&amp;quality=90&amp;resize=646%2C324&amp;ssl=1 646w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1-300x151.jpg?lossy=1&amp;quality=90&amp;ssl=1 300w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1.jpg?lossy=1&amp;quality=90&amp;ssl=1 537w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1.jpg?lossy=1&amp;quality=90&amp;zoom=0.2&amp;resize=646%2C324&amp;ssl=1 129w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form_1.jpg?lossy=1&amp;quality=90&amp;zoom=0.6&amp;resize=646%2C324&amp;ssl=1 387w\" data-sizes=\"auto\" data-eio-rwidth=\"646\" data-eio-rheight=\"324\" \/><\/p>\n<p><strong>Example 2<\/strong><\/p>\n<p><img data-recalc-dims=\"1\" decoding=\"async\" class=\"alignnone wp-image-7829 lazyautosizes lazyloaded\" src=\"https:\/\/i0.wp.com\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2-.jpg?resize=632%2C317&#038;ssl=1\" sizes=\"632px\" srcset=\"https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2-.jpg?lossy=1&amp;quality=90&amp;resize=632%2C317&amp;ssl=1 632w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2--300x150.jpg?lossy=1&amp;quality=90&amp;ssl=1 300w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2-.jpg?lossy=1&amp;quality=90&amp;ssl=1 515w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2-.jpg?lossy=1&amp;quality=90&amp;zoom=0.2&amp;resize=632%2C317&amp;ssl=1 126w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2-.jpg?lossy=1&amp;quality=90&amp;zoom=0.6&amp;resize=632%2C317&amp;ssl=1 379w\" alt=\"Form 2 \" width=\"632\" height=\"317\" data-pin-description=\"Form 2 \" data-src=\"https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2-.jpg?lossy=1&amp;quality=90&amp;resize=632%2C317&amp;ssl=1\" data-srcset=\"https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2-.jpg?lossy=1&amp;quality=90&amp;resize=632%2C317&amp;ssl=1 632w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2--300x150.jpg?lossy=1&amp;quality=90&amp;ssl=1 300w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2-.jpg?lossy=1&amp;quality=90&amp;ssl=1 515w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2-.jpg?lossy=1&amp;quality=90&amp;zoom=0.2&amp;resize=632%2C317&amp;ssl=1 126w, https:\/\/ej9yfhcfa4q.exactdn.com\/wp-content\/uploads\/2019\/10\/Form-2-.jpg?lossy=1&amp;quality=90&amp;zoom=0.6&amp;resize=632%2C317&amp;ssl=1 379w\" data-sizes=\"auto\" data-eio-rwidth=\"632\" data-eio-rheight=\"317\" \/><\/p>\n<h2><\/h2>\n<h2><\/h2>\n<h4>Chenoa Fund Releases New Marketing Down Payment Assistance Report<\/h4>\n<p>Chenoa Fund Released a new marketing resource in the form of a report entitled: 2019 State of Down Payment Assistance Report. <a href=\"https:\/\/chenoafund.org\/lender\/2019-state-of-down-payment-assistance-report\/\">Click Here<\/a><\/p>\n<p>The white paper includes five sections:<\/p>\n<ul>\n<li>\u00a0Section One: The State of Down Payment Assistance Today<\/li>\n<li>Section Two: National DPA Lender and Borrower Study<\/li>\n<li>Section Three: Cost Benefit Analysis of DPA vs Renting<\/li>\n<li>Section Four: Homeownership: Race and Risk<\/li>\n<li>Section Five: Politics and Housing<\/li>\n<\/ul>\n<h4><strong>Chenoa Fund News Releases<\/strong><\/h4>\n<p>Chenoa Fund has released the following news releases in the past several weeks.<\/p>\n<p><a href=\"https:\/\/www.prnewswire.com\/news-releases\/studies-find-that-down-payment-assistance-programs-dont-affect-loan-performance-300954820.html\">November 11, 2019-Press Release: Studies Find that Down Payment Assistance Programs Don&#8217;t Affect Loan Performance<\/a><br \/>\n<a href=\"https:\/\/www.prnewswire.com\/news-releases\/cedar-band-of-paiutes-applauds-new-resolution-passed-by-national-congress-of-american-indians-300954380.html\">November 7, 2019-News Release: Cedar Band of Paiutes Applauds New Resolution Passed by National Congress of American Indians<\/a><br \/>\n<a href=\"https:\/\/www.prnewswire.com\/news-releases\/cbc-mortgage-agency-releases-national-down-payment-assistance-study-300943202.html\">October 22, 2019-News Release: CBC Mortgage Agency Releases National Down Payment Assistance Study<\/a><\/p>\n<h4><strong>Chenoa Fund in the News<\/strong><\/h4>\n<p>The following articles have mentioned Chenoa Fund and\/or CBC in the past several weeks.<\/p>\n<p><a href=\"https:\/\/nationalmortgageprofessional.com\/news\/72934\/reports-conclude-downpayment-assistance-programs-have-impact-loan-performance\">November 13, 2019-National Mortgage Professional: Reports Conclude: Downpayment Assistance Programs Have No Impact on Loan Performance<\/a><br \/>\n<a href=\"https:\/\/dsnews.com\/daily-dose\/11-11-2019\/down-payment-assistance-programs-impact-on-loan-performance\">November 11, 2019-DSnews: Down Payment Assistance Program\u2019s Impact on Loan Performance<\/a><br \/>\n<a href=\"https:\/\/themreport.com\/daily-dose\/11-11-2019\/top-tech-providers-women-minority-owned-business\">November 11, 2019-Mreport: Top Tech Providers, Women\/Minority-Owned Businesses<\/a><br \/>\nNovember 5, 2019-Mreport: MReport\u2019s 2019 Top 25 Companies in Mortgage and Servicing<br \/>\n<a href=\"https:\/\/magazine.realtor\/daily-news\/2019\/10\/28\/study-down-payment-assistance-grows-homeownership\">October 28, 2019-Realtor Magazine: Study: Down Payment Assistance Grows Homeownership<\/a><br \/>\n<a href=\"https:\/\/www.mpamag.com\/market-update\/millions-of-americans-would-fail-to-get-a-mortgage-without-dpa-189490.aspx\">October 24, 2019-Mortgage Professional America: Millions of Americans would fail to get a mortgage without DPA<\/a><\/p>\n<h4>Links to Lender Resources<\/h4>\n<p><a href=\"https:\/\/chenoafund.org\/lender\/who-are-we\/\">Who We Are<\/a><br \/>\n<a href=\"https:\/\/chenoafund.org\/lender\/2019-state-of-down-payment-assistance-report\/\">2019 State of Down Payment Assistance Report<\/a><br \/>\n<a href=\"https:\/\/chenoafund.org\/lender\/become-approved\/\">Become Approved as a Correspondent Lender<\/a><br \/>\n<a href=\"https:\/\/chenoafund.org\/lender\/daily-rate-sheet-and-pricing\/\">Daily Rate Sheet and Pricing<\/a><br \/>\nProgram Guidelines<\/p>\n<ul>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/program-guidelines\/\">Correspondent Lending Guide<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/product-matrix\/\">Product Matrix<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/manufactured-housing-guidelines\/\">Manufactured Housing Guidelines<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/archive-program-guidelines\/\">Archive: Program Guidelines<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/chenoafund.org\/lender\/training-material\/\">Training Material<\/a><br \/>\n<a href=\"https:\/\/chenoafund.org\/lender\/marketing-resources\/\">Marketing Resources<\/a><br \/>\nHomebuyer Programs<\/p>\n<ul>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/programs\/\">Program Overview<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/providing-down-payment-assistance-on-fha-and-conventional-loans\/\">Providing Down Payment Assistance on FHA and Conventional Loans<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/dpa-edge-soft-second-product\/\">DPA Edge: Soft Second Product<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/dpa-edge-repayable-second-product\/\">DPA Edge: Repayable Second Product<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/rate-advantage-program\/\">Rate Advantage Program<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/conventional-program\/\">Conventional Program<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/chenoafund.org\/lender\/income-limits\/\">Income Guidelines<\/a><br \/>\nLender FAQs<\/p>\n<ul>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/lender-faq\/\">General FAQs<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/program-faqs\/\">Program FAQs<\/a><\/li>\n<\/ul>\n<p>Documentation<\/p>\n<ul>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/documentation-requirements\/\">Documentation Requirements<\/a><\/li>\n<li><a href=\"https:\/\/chenoafund.org\/lender\/cbc-documents-and-tools\/\">CBCMA Documents and Tools<\/a><\/li>\n<\/ul>\n<p><a href=\"https:\/\/chenoafund.org\/lender\/what-people-are-saying\/\">What People Are Saying<\/a><br \/>\n<a href=\"https:\/\/chenoafund.org\/blog\/\">Blog<\/a><br \/>\n<a href=\"https:\/\/chenoafund.org\/newsletter\/\">Newsletter<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introduction to Newsletter This is the first of what we are planning to be a weekly newsletter. In the newsletter we seek to provide you&#8230;<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[37],"tags":[498],"class_list":{"0":"post-6797","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-chenoa-talk","7":"tag-chenoa-fund-correspondent-newsletter"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>November 26, 2019: Chenoa Fund Correspondent Newsletter - CBC Mortgage Agency<\/title>\n<meta name=\"description\" content=\"Explore the latest updates and insights in the November 26, 2019, Chenoa Fund Correspondent Newsletter, offering valuable perspectives.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/chenoafund.org\/november-26-2019-chenoa-fund-correspondent-newsletter\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"November 26, 2019: Chenoa Fund Correspondent Newsletter - 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